 Mis sold mortgage in England, Northern Ireland, Scotland, Wales
From here you will find the most comprehensive explanation about receiving compensation for mis sold mortgage claims, from an expert claims management company.
Missold Mortgages
Do you think you have been missold a mortgage? Whether you have a buy to let mortgage, right to buy mortgage, fixed mortgage, second mortgage, a bad credit mortgage or a first time buyer mortgage, we are confident we could help on a No Win No Fee basis.
Claiming for a miss-sold mortgage
Misrepresentation and professional negligence is recognised by the FSA as a widespread problem. In 2008 the Financial Services Authority announced that it was concerned about the growing problem of mortgage miss-selling. The Financial Services Authority has banned many mortgage brokers for not having strict controls in place, not treating customers fairly under MCOB rules and not ensuring suitability or affordability of the new mortgage.
The FSA and missold mortgages
A spokesman for the Financial Services Authority on the subject of mortgage brokers giving bad advice and miss-selling mortgages said, We found some willing to offer mortgages they know to be unaffordable and to accept self cert business even when they had concerns that the financial information provided by the customer was implausible. These practices are completely inconsistent with treating customers fairly.
The newspapers and missold mortgages
The Times newspaper in November 2007 reported that more than 371,000 home owners believe they may have been given bad advice or have been miss-sold mortgages.
How can I tell if I have a missold mortgage?
If you have a mortgage that is with a sub prime or specialist lender that you arranged via a mortgage broker, are you sure you were given the right advice? There are many circumstances that may constitute professional negligence or misselling.
Can you answer YES to any of the questions below:
• Your mortgage was an Interest Only mortgage
• Your mortgage runs past your Retirement Age
• You acquired your mortgage through a Sub Prime mortgage lender?
• You made a Self-Certification mortgage application?
• You had Adverse Credit when you acquired your mortgage?
• You re-mortgaged for Debt Consolidation purposes?
• Your Affordability was not considered when you made your application?
• You are now in Negative Equity
• You were advised to Switch to another lender?
• You were a Council House Tenant when you made your mortgage application?
• You have had your property Repossessed
If you can answer yes to just one of these questions then contact us immediately and we will help you with your potential missold mortgage claim, that could net you thousands of pounds compensation for being missold. Complete a quick Enquiry Form and we will phone you back.
Financial Reclaims Limited are Regulated by the Ministry of Justice in respect of regulated claims management activities. Our authorisation number is CRM20246 and our registration is recorded on the Ministry of Justice website www.claimsregulation.gov.uk
Freephone 0800 410 1214 or TEXT your NAME and MORTGAGE to 07957883403
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